You could be charged a third-party ATM fee if you go to one out of network. Here are the ins and outs of what Chime has to offer: Chime checking accountsĬhime’s main product is checking accounts, which lets you handle everyday banking transactions like depositing a paycheck, paying bills and making withdrawals.Įach Chime account comes with a Visa debit card that you can swipe in stores or connect to your digital wallet.
The banking services are actually handled by Chime’s FDIC-member partners, The Bancorp Bank and Stride Bank. But Chime is not a bank itself instead, it’s a tech company that created the banking platform. Chime is a banking app that helps users manage their money.
